College Ave Student Loans: A Better Student Loan Experience

Citizens Bank & Trust has partnered with College Ave Student Loans* to help you achieve your higher education goals. Whether you are looking for a loan to help pay for college, or looking to refinance existing student loans after graduation, College Ave loans can help undergraduate and graduate students with their school expenses. They also offer loans for parents who want to help cover the cost of their children’s college education.

College Ave provides a simple application, helpful tools, and a personalized loan experience to help you create a loan that works best for you and your budget.

College Ave also offers Student Loan Refinancing for graduates. Refinancing your existing student loans can reduce your monthly payment and even the total cost of your loan. Plus, combining multiple loans into one loan can make repayment easier and simplify your life.

* Please note: The underwriting and approval process for the products referred to on this STUDENT LOANS webpage is not determined by Citizens Bank & Trust.


College Ave Student Loans offers a series of short videos to help individuals and families understand the options for paying for college and the student loan process.

How to Apply

College can be expensive, but there are ways to make it more affordable. First step is filling out the FASFA form.

How Do Student
Loans Work?

Thinking about taking out student loans to help pay for college? Finding your way through the loan process can raise questions about how student loans work.

Federal vs. Private
Student Loans

There are two types of student loans: federal student loans and private student loans. If you're trying to figure out how you're going to pay for school, you've likely thought about both and it's important to know the difference.

Top 6 Ways to Pay
For College

Everyone's financial situation is different. Attending college is a big financial decision for you and your family. This video was created to help you understand your options for paying for school.

Variable vs.
Fixed Rates

If you need a private student loan to help pay for college, it is important to understand interest rate options and how they impact your total cost. This video was created to demonstrate these differences.

How to Repay Your
Student Loans

As a recent college graduate, if you took out student loans to help pay for your college, you may be thinking about the options for paying back these loans. This video shares tips for how to get ready to repay those student loans.

Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.