Wealth Management Team

Wealth Management


Objectivity is paramount in the investment process, and we seek to benefit our clients above all else. We have no proprietary products and do not accept soft dollars on trades. Therefore, our clients can always be confident that our advice is completely objective, and never clouded by corporate or institutional agendas.


We are always accountable. As a part of the formal investment review process, we provide regular updates documenting how a client’s portfolio has performed both in terms of absolute dollar and relative to applicable benchmark indices of sectors where a portfolio is invested.


We understand we will retain your business only by providing consistent, competitive investment returns. Having put in place a state-of-the-art investment performance tracking system, our clients can be confident over time that we are adding value in the investment arena.

Risk Management

We believe high returns should not come at the expense of elevated levels of risk. Therefore, before committing money, we carefully consider the upside potential in an investment relative to downside risk.

Expense Control

Investment management expenses are often an overlooked component of a long-term investment program. We pay careful attention to minimize transaction costs when implementing a program. Our decision not to accept soft dollars is an excellent example of our desire to minimize the cost to the client.

We welcome the opportunity to provide you with a totally objective investment plan, based on the unique needs of you and your family. Please call us at your convenience for a free consultation.

Deposit and loan products are offered by Citizens Bank & Trust, Member FDIC and Equal Housing Lender

Investment and Advisory Products and Services:


Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.