Proud to be Polk County’s bank since 1920.

Want a community bank that still offers PERSONAL, friendly service? Want personal bankers who care about PEOPLE, not just profits? Want your bank’s phone answered by REAL people, not a machine? Want a bank that GIVES time and money back to the community? Too busy to move your BUSINESS account? We’ll come to you! Want a bank that’s been HERE 90 years and is here to STAY?


The My Money Program, created by the Florida Department of Financial Services is a comprehensive and inclusive financial literacy program and resource clearinghouse for individuals with developmental disabilities, their family members and caregivers. Click Here.

Phishing Alert

Citizens Bank & Trust will not call or e-mail you and ask for personal information. Please do not provide your social security number or bank account information to anyone and do not fill in online forms connected to e-mails that look like they are coming from the bank.