MasterCard® Debit / ATM Card1

The Citizens Bank & Trust MasterCard® Debit Card works like a check, but without the hassle. Use your CB&T Debit Card anywhere MasterCard® is accepted and the funds will be deducted directly from your checking account at the time of purchase. In addition to convenience, our debit cards come with EMV chip technology. This adds a significant protective layer to your everyday purchases, and is a crucial step in creating a stronger barrier between you and potential fraud. Your CB&T MasterCard® Debit Card also doubles as an ATM Card. This means you can use it at any of our conveniently located CB&T ATMs throughout Polk County at NO CHARGE. It also enables you to access your account(s) at various locations throughout the country.


1 ATM fees may be incurred for each transaction, including balance inquiries, when you use your CB&T ATM card at non-Citizens Bank & Trust ATMs. Additional ATM fees may be charged at non-Citizens Bank & Trust ATMs by the ATM owner. (See New Account Disclosures and Schedule of Fees for additional details.)

Premium Plan Checking Accounts Only - No CB&T fee for use at CB&T or non-CB&T ATMs. ATM fees levied by a non-CB&T ATM Owner will be reimbursed monthly.

Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.