Personal Lending

At Citizens Bank & Trust, we listen closely to your needs and then offer the type of loan that’s just right for you. We offer loan products that cover:

  • Consumer Loans for Automobiles/Light Trucks/Motorcycles, Boats, Motor Homes/RVs, Mobile Homes with or without land, Aircraft
  • Savings/CDs/Life Insurance/Stocks & Securities Loans
  • Credit Cards/Debt Consolidation
  • Overdraft Protection
  • Home Equity Loans – Make your home work for you with a Home Equity Loan or Home Equity Line of Credit. We offer competitive rates and up to 90% financing. In most cases, the interest is tax deductible, but please consult your tax advisor regarding the deductibility of your interest.

At Citizens Bank & Trust, we also understand that the loan application process can be intimidating. Our friendly loan officers make the process as smooth as possible and are here to lend a hand. Contact one of our personal lenders at your nearest Citizens Bank & Trust location for more information on applying for a personal loan.

Equal Opportunity Lender – Loans Subject to Credit and Underwriting approvals. Other requirements or restrictions may apply. See Lender for details.

Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.