Business Application Information
Talk to a Loan Specialist today! Get personalized loan service at any of our convenient Citizens Bank & Trust locations.
To assist you in preparing for your business loan application, below you will find a list of documents that will be requested
- 3 years Business Tax Returns (with all schedules)
- 3 years Business Financial Statements (Profit & Loss, Balance Sheet)
- 3 years Personal Tax Returns (with all schedules)
- Updated Personal Financial Statement (less than 6 months old)
- Corporate Documents (i.e. Articles of Incorporation, Partnership Agreement)
The following documentation may be needed depending on the type of financing requested:
- Purchase Agreement
- Rent Rolls
- List of Inventory
- List of receivables with Aging (i.e. 30 days, 60 days, 90 days)
- Schedule of Debt
Easy Access
Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.
