Online Loans

Apply for a Mortgage Loan online

Citizens Bank & Trust is here to help you find the mortgage to fit your unique situation.

We offer numerous home financing options, including conventional loans, VA, FHA and USDA programs, along with portfolio and jumbo loans.

In most cases, we can provide you with a pre-qualification within 24 hours. So what are you waiting for? Let's start your application today!

  1. Click the "Home Mortgage" button to apply for and complete the application process.
  2. After you have entered the necessary information, click "Submit" and it will be reviewed.
  3. A Citizens Bank & Trust Loan Officer will follow up to gather any additional information and to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help.
Contact us at 863-676-7631 or Toll Free 888-676-7631.

Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.