Category: News

LAKE WALES, FL – Michelle “Missy” Joyce has joined Citizens Bank & Trust as Vice President and Private Banking Officer. She will work in the Winter Haven office and serve the private banking customers throughout Polk County.

Ms. Joyce is a lifelong resident of Winter Haven. She is a graduate of Auburndale High School and attended Polk State College. Missy began her banking career in 1987, starting as a teller and advancing into a progressive series of leadership roles throughout her 36-year tenure.

“We are delighted to welcome Missy to Citizens Bank & Trust,” said Citizens Bank & Trust President and CEO Greg Littleton. “She is well known throughout our community and brings a wealth of leadership and banking experience to our growing Private Banking division, working alongside Bonnie Parker and Tiffani Gozdur.”

Missy has volunteered in the community throughout her career, including serving on the Board of Directors for the Florida Citrus Showcase and Keep Winter Haven Clean and Beautiful. She is a past president of the Lake Alfred Chamber of Commerce and is currently on the Kiwanis Club of Winter Haven Board of Directors. She is a graduate of the Florida School of Banking and Leadership Winter Haven, Class 22.

Contact Michelle “Missy” Joyce  today!

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About Citizens Bank & Trust:

Citizens Bank & Trust is a wholly owned subsidiary of Citizens Banking Corporation, a one-bank holding company located in Frostproof, Florida. Citizens Bank & Trust operates 16 full-service offices in Polk, Pasco and Hillsborough Counties. The Bank proudly offers a full line of banking services, including residential and commercial loans, mortgages, investments, and trust services.

The Citizens Bank of Frostproof, as the Bank was originally known, was established in 1920. Over the past century, and three generations of family ownership, Citizens Bank & Trust has continued its tradition as a reliable and dependable community partner.

LAKE WALES, FL – Tom Lloyd has joined Citizens Financial Group (CFG), a subsidiary of Citizens Bank & Trust. Tom is an Infinex Financial Advisor within CFG and brings over 13 years of Private Banking and Wealth Management experience to this new role. He will serve the western Polk County market, Auburndale, Winter Haven, and the Bank’s Hillsborough and Pasco County offices.

“We are pleased to have Tom as part of our growing Citizens Financial Group team,” said Greg Littleton, President and CEO of Citizens Bank & Trust. “Tom is heavily involved in our community and seeks to provide the highest level of personalized service for his clients.”

Tom currently serves as Board Chair for the Florida Children’s Museum, is a Board Member for the Central Florida Speech & Hearing Center, and coaches youth sports. He holds a B.S. in Finance from the University of Alabama, and is a graduate of Leadership Lakeland Class 36 and Leadership Polk Class 15.

Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Citizens Financial Group is a subsidiary of Citizens Bank & Trust.

Infinex is not affiliated with either entity. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

LAKE WALES, FL – Brian Marbutt was sworn in as a new member of the Lake Wales Charter Schools Board of Trustees on June 12. The nominating committee submitted his name to fill a vacancy, and the board voted for him to serve Seat 3 on the Board of Trustees. His three-year term begins July 1, 2023 and runs to June 30, 2026.

Brian is a First Vice President and Commercial Lender for Citizens Bank & Trust. He is a lifelong resident of the Lake Wales area, and a 1986 graduate of Lake Wales High School. He earned his AA degree from Polk State College, his Bachelors degree in Business Administration from Webber International University, and has been active in the Lake Wales community in a variety of volunteer roles. He is a graduate of Leadership Lake Wales, Leadership Polk, and served on the Lake Wales Area Chamber of Commerce and Economic Development Council Board of Directors for 20 years. In 2022, he was recognized as the 2022 Lake Wales Citizen of the Year.

Darbi Vanderford-Fulton is the Business Development Officer at our Plant City office. She brings over twenty years of relationship banking experience to Citizens Bank & Trust.

A third-generation resident of Plant City, Darbi believes in the importance of community involvement, and gives her time to a number of local civic and community organizations, including the Plant City Chamber of Commerce, Plant City Economic Development Council and the Rotary Club of Plant City.

As a Business Development Officer, she works with local businesses to determine their banking needs and find the Citizens Bank & Trust solution to help them reach their goals. Darbi strives to provide the highest level of communication to all her customers, working one-on-one with each customer throughout the lending process.

Whether it is at work or in the community, Darbi is a proven and reliable leader who is always ready to lend a hand to others.

Contact Darbi Vanderford-Fulton today!