Michelle “Missy” Joyce Joins Citizens Bank & Trust Private Banking Team

Michelle "Missy" Joyce LAKE WALES, FL – Michelle “Missy” Joyce has joined Citizens Bank & Trust as Vice President and Private Banking Officer. She will work in the Winter Haven office and serve the private banking customers throughout Polk County.

Ms. Joyce is a lifelong resident of Winter Haven. She is a graduate of Auburndale High School and attended Polk State College. Missy began her banking career in 1987, starting as a teller and advancing into a progressive series of leadership roles throughout her 36-year tenure.

“We are delighted to welcome Missy to Citizens Bank & Trust,” said Citizens Bank & Trust President and CEO Greg Littleton. “She is well known throughout our community and brings a wealth of leadership and banking experience to our growing Private Banking division, working alongside Bonnie Parker and Tiffani Gozdur.”

Missy has volunteered in the community throughout her career, including serving on the Board of Directors for the Florida Citrus Showcase and Keep Winter Haven Clean and Beautiful. She is a past president of the Lake Alfred Chamber of Commerce and is currently on the Kiwanis Club of Winter Haven Board of Directors. She is a graduate of the Florida School of Banking and Leadership Winter Haven, Class 22.

Contact Michelle “Missy” Joyce  today!

About Citizens Bank & Trust:

Citizens Bank & Trust is a wholly owned subsidiary of Citizens Banking Corporation, a one-bank holding company located in Frostproof, Florida. Citizens Bank & Trust operates 16 full-service offices in Polk, Pasco and Hillsborough Counties. The Bank proudly offers a full line of banking services, including residential and commercial loans, mortgages, investments, and trust services.

The Citizens Bank of Frostproof, as the Bank was originally known, was established in 1920. Over the past century, and three generations of family ownership, Citizens Bank & Trust has continued its tradition as a reliable and dependable community partner.