Terms and Conditions


Use of Information and Materials

Any person is hereby authorized to view the information available from this website for informational purposes only. No part of this information may be redistributed, copied, or reproduced without the prior written consent of Citizens Bank & Trust or its subsidiaries or affiliates. Rules, Regulations, Fee Schedules, and Service Agreements currently in effect take precedence over any information herein. The information contained in these pages is subject to change without notice.

No Warranties

The information and materials contained in the website are provided “as is” without warranty of any kind, either express or implied, including without limitation, any warranty of accuracy, adequacy or completeness of the information and materials, title, non-infringement of third party rights, merchantability, fitness for a particular purpose and freedom from computer virus.

Third Party Links

We are happy to make available to you links to other sites on the World Wide Web. Citizens Bank & Trust believes the links contained on its pages are to reputable companies. Nevertheless, we make no representations or warranties regarding non-Citizens Bank and Trust sites or the companies maintaining them. We do not control or monitor such websites and do not endorse the content or the use of such websites. If you choose to access non-Citizens Bank & Trust websites through links on our pages, you accept responsibility for all related risks.

Limitation of Liability

In no event will Citizens Bank & Trust or any of its subsidiaries or affiliates be liable for any damages, losses or expenses, including without limitation, direct or indirect, special, incidental or consequential damages arising in connection with this website, use thereof or reliance on any information contained herein, even if Citizens Bank & Trust or any of its subsidiaries or affiliates are notified of the possibility of such damages.

Choice of Law; Unenforceability

Your access to and use of this website, and these terms, are governed by and will be construed in accordance with the laws of the State of Florida, without regard to principles of conflicts of laws. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision.

Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.