Celebrating 100 Years

How it all began

The Latt Maxcy Corporation was formed May 1, 1963, but its concept originated long before in the mind of Latimer Maxcy, born November 7, 1887, in Columbia, South Carolina. During a camping trip in 1904, and after a devastating freeze, Latt observed that the citrus and vegetable crops around Lake Reedy near Frostproof weren’t affected. He persuaded his family to acquire 70 acres on the south side of Lake Reedy and set it out in citrus trees.

He started work at the age of nine as a water boy in the phosphate mines for 35¢ per day. In the process, he learned to operate heavy equipment and applied these skills as a heavy equipment operator in the northeast, saving and investing in citrus land of his own, and eventually moving back to Frostproof in 1914. He did all the labor himself, even hauling the fruit to the packinghouse, started buying fruit from others and later bought interest in a local packinghouse.

In 1917 he sold out to the Citrus Exchange and organized his own company, The Lake Reedy Packing Company at East 6th Street,
on the west side of the Atlantic Coastline Railroad. In 1925, the Lake Reedy records were closed and L. Maxcy, Inc. was created.

In the 1920’s, Latt Maxcy’s interest expanded to the banking business. World War I had ended, and the surrounding areas were experiencing economic growth. Mr. Maxcy and twenty other men formed the Citizens Bank of Frostproof.

Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.