READY TO BUILD, BUY OR REFINANCE A HOME?

CHECK OUT OUR LIMITED TIME1 
15 & 30 YEAR PROMOTIONAL Fixed RATES!

Limited Time 15 & 30 Year Promotional Fixed Rates

15-year Fixed Rate 5.5% | 5.74% APR2
30-year Fixed Rate 5.75% | 5.89% APR2

1 Promotional Rates offered for a limited time only and may end without notice. Offer limited to primary residences and second homes, with a minimum loan amount of $25,000. Loans subject to credit and underwriting approval.  Additional requirements include a minimum credit score of 600, a 1% origination fee, and 20% down payment. Appraisal, insurance, and other requirements, fees, or restrictions may apply. See Lenders for details.

2 Annual Percentage Rate (APR). Your payment will be based on a per $1,000 borrowed amount as follows; 15-year: 180 monthly payments of $8.17, or 30-year: 360 monthly payments of $5.77. Payment examples do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

Do Yourself A Favor
and Visit Us Today!

Whether you are looking to buy or build your dream home, or renovate your existing home by accessing its equity, let us be your first step in the mortgage loan process. Our Residential Lenders will discuss our Limited Time1 Promotional Fixed Rates with you and work to find the right mortgage to meet your needs. Call or Visit us Today!

To get started, visit the office nearest you or complete the short form,
and one of our Residential Lenders will contact you directly.

Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.