LAKE WALES, FL – Citizens Bank & Trust president and Chief Executive Officer (CEO), Greg Littleton, has announced that 2025 will be his last year working full time in the role of president. Citizens Bank & Trust board member, Steven E. Crisman, has been named president and will formally join the leadership team on March 31, 2025. Littleton will remain as CEO for the remainder of 2025.

Steve holds a Certified Public Accountant designation and is a lifelong resident of Polk County. Most recently he served as Director, Chief Financial Officer and Chief Operating Officer for Six/Ten, LLC, a downtown redevelopment real estate company located in Winter Haven, Florida. His professional background includes financial management, strategic planning, business operations, and customer relations. Steve holds an Associate of Arts degree in Business Administration from Polk State College and a Bachelor of Science degree in Accounting from The University of South Florida. He currently serves on the Board of Directors for the Winter Haven Chamber of Commerce and is also a past board chair of the organization. A long-time advisory board member for the Bank, he joined the Bank’s Board of Directors in 2024.

“A succession plan has been in the works for several years, and the timing of the plan worked well to implement in 2025,” said Greg Littleton, president and CEO. “Steve’s professional background as a CPA, business owner and entrepreneur, along with his strong commitment to community and civic involvement, make him a great choice to lead Citizens Bank & Trust. Together, I look forward to growing our banking relationships throughout our service area.”

Littleton joined Citizens Bank & Trust in 1997 and was named president in 2001. In 2022, he was recognized as Banker of the Year by the Florida Bankers Association (FBA). He currently serves as a member of the Polk State College District Board of Trustees, as well as a member of the Board of Directors for AdventHealth Polk Market, Polk Vision, Winter Haven Economic Development Council, and FBA BankPac. He is the current campaign chair for the United Way of Central Florida.

Littleton is a past chair of the Winter Haven Chamber of Commerce, East Polk Committee of 100, Central Florida Development Council (CFDC), United Way of Central Florida, Polk Vision, Lake Wales Chamber of Commerce, Heart of Florida Hospital, Polk State College District Board of Trustees, Polk County Public Schools Efficiency Commission, and FBA BankServ. He has also previously served on the boards of the Bartow Economic Development Council, Lake Wales Arts Center, Polk Museum of Art, Florida Bankers Association, FBA Governmental Relations Council, Polk County Industrial Development Authority, and the Florida Statewide Passenger Rail Commission.

“Over the past twenty-four years, Greg has made a significant impact to the growth and footprint of the Bank that my grandfather founded in 1920,” stated Latimer “Coot” Wilson, Chairman of the Board. “His strategic vision and dedication to our customers, employees, and the community has been unprecedented in our company history. On behalf of the shareholders and board of directors, I’d like to express my appreciation to Greg, and I look forward to working with both him and Steve as we continue to serve the financial needs of our community and business partners.”

Additionally, Executive Vice President and Chief Operating Officer (COO) Weymon Snuggs will continue full time in his current role throughout 2025. In 2026, he will transition to a part-time arrangement, continuing to serve the Lakeland Market. Snuggs has been very active in the community since coming to Lakeland in 1997. He currently serves on the YMCA Board of Directors and several committees for other nonprofit organizations. Snuggs is a past board chair of Lakeland Regional Health (LRH) Systems, the Lakeland Chamber of Commerce, Polk Museum of Art, United Way of Central Florida, Lakeland Volunteers in Medicine, and Lakeland Vision. He previously served on the boards of Orlando Health, VISTE, LRH Foundation, the Lakeland Chamber Foundation, and the Lakeland Firefighter Pension Fund Board. In 2008, he chaired the United Way of Central Florida Campaign, and in 2015 received the George W. Jenkins Volunteer of the Year award.

Current Senior Vice President and Chief Innovation Officer, Chad Tagtow, will become COO in January 2026, with a focus on operations, efficiencies, and technology. Tagtow joined the Bank in 2004 and has held progressive leadership roles, most recently serving as Chief Innovation Officer.

About Citizens Bank & Trust:
Citizens Bank & Trust is a wholly owned subsidiary of Citizens Banking Corporation, a one-bank holding company located in Frostproof, Florida. Citizens Bank & Trust operates 16 full-service offices in Polk, Pasco, and Hillsborough Counties. The Bank proudly offers a full line of banking services, including residential and commercial loans, mortgages, investments, and trust services.

The Citizens Bank of Frostproof, as the Bank was originally known, was established in 1920. Over the past century, and three generations of family ownership, Citizens Bank & Trust has continued its tradition as a reliable and dependable community partner.

Sheryl ForbusLAKE WALES, FL – Sheryl Forbus has joined Citizens Bank & Trust as Officer and Office Manager. She leads the Fort Meade office, located at 214 West Broadway Street.

A lifelong resident of Fort Meade, Sheryl works in the same building where she began her banking career. She has held a variety of positions, progressing to leadership roles in both Highlands and Polk Counties. She has a passion for helping others and volunteering. Sheryl will also represent the Bank at community events.

“We are pleased to have a native of Fort Meade leading the Citizens Bank & Trust office,” said Citizens Bank & Trust President and CEO Greg Littleton. “Sheryl’s strong local ties, combined with her previous banking experience in town, make her the right fit to serve the customers and business community in this growing area.”

The Fort Meade office opened in 2017. The office phone number is (863) 622-2943.

 

About Citizens Bank & Trust:
Citizens Bank & Trust is a wholly owned subsidiary of Citizens Banking Corporation, a one-bank holding company located in Frostproof, Florida. Citizens Bank & Trust operates 16 full-service offices in Polk, Pasco, and Hillsborough Counties. The Bank proudly offers a full line of banking services, including residential and commercial loans, mortgages, investments, and trust services.

The Citizens Bank of Frostproof, as the Bank was originally known, was established in 1920. Over the past century, and three generations of family ownership, Citizens Bank & Trust has continued its tradition as a reliable and dependable community partner.

Tiffani GozdurLAKE WALES, FL – Tiffani Gozdur has been promoted to the role of Vice President, Trust and Wealth Advisor within the Citizens Bank & Trust Wealth Management Department.

Over her 28-year banking career, Tiffani has held a variety of banking positions, including previous work in trust administration and private banking. As a Trust and Wealth Advisor, she will work directly with trust clients to develop strategies to meet their unique investment management and estate planning goals.

“Tiffani has been a strong asset to our Citizens Bank & Trust team since joining the bank in 2013,” said Citizens Bank & Trust President and CEO Greg Littleton. “She has a passion for serving others and our community, and we are happy to have her working with our Trust clients.”

A native of Polk County, Tiffani is a graduate of the Florida School of Banking and the Florida Graduate Trust School. She currently serves on the boards of the Winter Haven Chamber of Commerce and Theatre Winter Haven. She is a past recipient of the Polk Emerging Leader Award and was named a 2024 “She Knows Where She’s Going” honoree by Girls Inc. of Winter Haven in recognition of her many community leadership roles.

About Citizens Bank & Trust:
Citizens Bank & Trust is a wholly owned subsidiary of Citizens Banking Corporation, a one-bank holding company located in Frostproof, Florida. Citizens Bank & Trust operates 16 full-service offices in Polk, Pasco, and Hillsborough Counties. The Bank proudly offers a full line of banking services, including residential and commercial loans, mortgages, investments, and trust services.

The Citizens Bank of Frostproof, as the Bank was originally known, was established in 1920. Over the past century, and three generations of family ownership, Citizens Bank & Trust has continued its tradition as a reliable and dependable community partner.

Jennifer BaileyLAKE WALES, FL – Jennifer Bailey, a fourth-generation Polk County resident, has joined Citizens Bank & Trust as Officer and Office Manager. She leads the South Lakeland office, located at 5850 Florida Ave South.

Over her 26-year banking career, Jennifer has held a variety of leadership roles throughout Polk County. A native of Bartow, she enjoys developing relationships with her customers and volunteering with local organizations.

“We are delighted to have Jennifer on our Citizens Bank & Trust team,” said Citizens Bank & Trust President and CEO Greg Littleton. “Her strong local ties and extensive background in banking are a great fit for the customers and small businesses served through our South Lakeland office.”

The South Lakeland office, built in 2019, serves the growing Imperial Lakes and Christina communities in Lakeland, as well as the greater Mulberry area. The office phone number is 863-225-1460.

 

About Citizens Bank & Trust:
Citizens Bank & Trust is a wholly owned subsidiary of Citizens Banking Corporation, a one-bank holding company located in Frostproof, Florida. Citizens Bank & Trust operates 16 full-service offices in Polk, Pasco, and Hillsborough Counties. The Bank proudly offers a full line of banking services, including residential and commercial loans, mortgages, investments, and trust services.

The Citizens Bank of Frostproof, as the Bank was originally known, was established in 1920. Over the past century, and three generations of family ownership, Citizens Bank & Trust has continued its tradition as a reliable and dependable community partner.

LAKE WALES, FL – Citizens Bank & Trust is pleased to announce that the Bank has entered into an agreement with College Ave to offer a variety of student loan financing options to consumers. This referral-based partnership provides access to college student loan and student loan refinancing solutions through a completely online process.

“College Ave’s industry reputation, flexible loan options, and a focus on educating consumers, aligns with our service commitment to both our customers and the community,” said Citizens Bank & Trust President and CEO Greg Littleton. “Access to higher education can transform lives, and we are proud to enter into this agreement to help families throughout our service area.”

“We are proud to partner with Citizens Bank & Trust and offer higher education financing solutions for their customers,” said Brian Reed, Head of Partnerships at College Ave. “As a community bank, Citizens Bank & Trust is deeply dedicated to its customers. We are proud to help honor that commitment and provide access to student loans, parent loans and refinancing options that will help students and their families achieve their goals in higher education and beyond.”

Based in Wilmington, Delaware, College Ave offers a customer-centric approach to private student loans, parent loans, graduate school loans and refinancing options. With competitive interest rates, flexible repayment terms and great customer service, College Ave makes the student loan process simple and easy. The student loan application takes less than three minutes to complete. For additional information, please visit: https://www.citizens-bank.com/loans/student-loans/.

About Citizens Bank & Trust:
Citizens Bank & Trust is a wholly owned subsidiary of Citizens Banking Corporation, a one-bank holding company located in Frostproof, Florida. Citizens Bank & Trust operates 16 full-service offices in Polk, Pasco, and Hillsborough Counties. The Bank proudly offers a full line of banking services, including residential and commercial loans, mortgages, investments, and trust services.

The Citizens Bank of Frostproof, as the Bank was originally known, was established in 1920. Over the past century, and three generations of family ownership, Citizens Bank & Trust has continued its tradition as a reliable and dependable community partner.

About College Ave:
College Ave started with a big vision and a simple mission – take the stress out of paying for college so students can focus on preparing for a bright future. Now a leading financial services company, College Ave remains committed to using best-in-class technology and deep industry expertise to deliver practical and personal solutions that give young adults a running start on their roads to financial success. We offer best in class products with competitive rates and a customer-friendly experience from start to finish.