Worried About Your Bank? Come See Us!
Want a community bank that still offers PERSONAL, friendly service?
Want personal bankers who care about PEOPLE, not just profits?
Want your bank's phone answered by REAL people, not a machine?
Want a bank that GIVES time and money back to the community?
Too busy to move your BUSINESS account? We'll come to you!
Want a bank that's been HERE 90 years and is here to STAY?
WELCOME to Citizens Bank & Trust
Safe. Sound. Just SMART Banking Since 1920
Click HERE to see our 12 Polk County locations.
Proud to say "NO THANK YOU" to Federal Bailout Funds
Hear a message from Greg Littleton, President & CEO
I'd like to share some information with you about today's economic challenges and our responses. For 90 years, Citizens Bank & Trust has helped families achieve financial goals and dreams. We've safeguarded our customers' assets while we worked hard to maintain a strong capital base.
That's why we said, "No thank you" to bailout funds. Not only do bailout funds go against our values and history of self-reliance, they come from your hard-earned tax dollars. To learn more about how we can put our strength to work for your family during these economic times, I invite you to talk to a Citizens' banker today.

Disclosure for the Temporary Liquidity Guarantee Program: Citizens Bank & Trust is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which remain at $250,000 per depositor.
For more information, call or visit your local branch office.
Safe. Sound. Just Smart Banking Since 1920
Founded in 1920, Citizens Bank and Trust has been committed to serving the financial needs of Polk County for nearly 90 years. Our customers are our priority and we strive to offer the best products and services available, including Online Banking with Bill Pay, Residential Mortgages, Commercial Loans, as well as competitive deposit products.
We believe in local decisions made by people you know and trust. And when you call one of our 12 Polk County locations, you'll talk to a real person, not an automated machine.

CLICK HERE FOR MORE INFORMATION
Important Information:
For information, call any local office or 863-676-7631 Existing Customers: For account info, call our Anytime Bank Line 863-679-7777 or 877-851-8597
To report a lost or stolen Debit Check card, call 863-676-7631 during regular banking hours and 1-800-333-3054 after hours.
PHISHING ALERT: Citizens Bank & Trust will not call or e-mail you and ask for personal information. Please do not provide your social security number or bank account information to anyone and do not fill in online forms connected to e-mails that look like they are coming from the bank. If you have questions, please call or visit your local branch office.
For more information, call or visit your local branch office.

Our Trust & Investments Team offers 115 years of industry experience helping people grow wealth and plan for the future.They manage assets, administer tax-saving trusts and help settle estates.Visit one of our 12 branches or click here for more information.






