Tiffani Gozdur

Vice President, Private Banking Officer

Tiffani Gozdur is a Private Banker, working primarily in the Winter Haven community. She works with affluent clients, many of whom are busy professionals who may have complex and unique banking needs. Offering convenience to clients is a top priority and typically Tiffani meets with her clients in their homes or businesses at a time that works best for them. Private Bankers partner with other Citizens Bank & Trust team members to provide personal and commercial loans, trust and investment management and other banking services.

Tiffani has been a banker for over 25 years and has extensive experience in trust administration as well as retail and commercial banking. She enjoys the flexibility of private banking because it allows her to be creative and personal when developing financial and estate planning solutions for her clients.

As a life-long citizen of Polk County, Tiffani is very familiar with the individuals and businesses who make this area a special place to work, live and play. When Tiffani and her husband are not busy being involved in the many activities of their two daughters, she enjoys volunteering with several organizations in the local area. She recently served as President of the board of directors for Girls Incorporated of Winter Haven. In addition, she has been involved with the Harrison School for the Performing Arts and the Winter Haven Stingrays swim team.

Memberships / Activities

  • Girls Inc. of Winter Haven, Past President
  • Winter Haven Stingrays Swim Team, Volunteer
  • Kiwanis of Winter Haven, Past President
  • Emerge, Winter Haven Young Professionals Group, Member
  • Leadership Winter Haven, Member Class 34, Chair Class 36
  • Winter Haven Public Education Partnership, Board Member


  • Florida Graduate Trust School
  • Cannon Financial Institute, Personal Trust

Please do not send confidential information when emailing Citizens Bank & Trust staff. 

Tiffani Gozdur


Vice President, Private Banking Officer

Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.