Community Reinvestment Act (CRA)

Citizens Bank & Trust is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). Interested parties can review the data provided and produce hard copy of documents as needed.

Citizens Bank & Trust can provide hard copies of these documents. Stop by one of our branch locations, or you may send your request in writing to the address at the bottom of this page.

Under the CRA, the following information must be maintained in a public file. This information is maintained and updated quarterly.

CRA Performance Evaluation

Public Comments

Current CRA Branch List, Opening and Close Lists

Products, Services and Schedule of Fees

Disclosure Statements

Assessment Areas


Any comments or questions about this portion of the Citizens Bank & Trust website or about Citizens Bank & Trust CRA performance may be mailed to:

Citizens Bank and Trust
Attn: Ed Granda, CRA Officer
PO Box 3400
Lake Wales FL, 33859