Cook up a new kitchen

with a home equity line of credit (HELOC)

A Home Equity Line of Credit (HELOC) from Citizens Bank & Trust can give you access to funds for do-it-yourself projects or even larger renovations. Whether it’s a new kitchen, updating your bathrooms, or adding a pool and outdoor patio for family gatherings, a HELOC gives you control and flexibility over your project.

To Get Started:

We will have a local banker contact you to schedule an appointment (no obligation necessary). You may also visit any of our 17 office locations – bringing you one step closer to that dream kitchen and more!

*Home Equity Lines of Credit (HELOC) are subject to credit approval, underwriting, appraisal, LTV and other qualifications or restrictions. Property insurance coverage is required. Minimum HELOC amount is $10,000. Minimum line advance amount is $100. Terms include a Five (5) Year Draw Period, followed by a Ten (10) Year Repayment Period. Credit program is subject to change or end without prior notice. See Lender for details.

Easy Access

Our Mobile Banking Services provide 24/7 access to your Citizens Bank & Trust accounts through your tablet or smartphone. This gives you the ability to conveniently pay your bills, check your balances, make transfers, deposit checks and much more while on the go.