Objectivity, Accountability, Performance, Risk Management, Expense Control

Personal Lending

We offer the type of loan that’s right for you:

  • Consumer Loans for Automobiles/Light Trucks/Motorcycles, Boats, Motor Homes/RVs, Mobile Homes with or without land, Aircraft
  • Savings/CDs/Life Insurance/Stocks & Securities Loans
  • Credit Cards/Debt Consolidation
  • Overdraft Protection
  • Home Equity Loans – Make your home work for you with a Home Equity Loan or Home Equity Line of Credit. We offer competitive rates and up to 90% financing. In most cases, the interest is tax deductible, but please consult your tax advisor regarding the deductibility of your interest.

At Citizens Bank and Trust, we understand that the loan application process can be intimidating. Our friendly loan officers make the process as smooth as possible and are here to lend a hand.  Stop by your nearest Citizens Bank and Trust location to get started today!