Rollover Trusts

We offer diversified asset management capabilities, with comprehensive administration of your retirement portfolio.

Citizens Bank & Trust provides fiduciary and personalized asset management capabilities to meet your IRA Rollover Trust requirements. Our portfolio management services give you peace of mind with day-to-day management of your assets. We will work closely with you to create an investment strategy to meet your retirement goals.

Coordinated Planning

Our financial planning specialists, working with your attorney and tax advisor, can integrate your Rollover Trust into your overall retirement and estate plans.

• Asset allocation
• Retirement cash flow
• Financial planning
• Wealth transfer

Comprehensive Administration

High touch client service has been the hallmark of Citizens Bank & Trust for almost a century.

• Personalized service from a dedicated Account Administrator
• Security custody services
• Calculation and issuance of required minimum distributions
• Automatic daily sweep of income into a money market mutual fund

Tax Deferral

An IRA Rollover Trust allows your retirement assets to maintain a tax-deferred status. Moreover, a surviving spouse as beneficiary can choose to rollover the IRA and extend its tax-deferred status, or receive the assets in a lump sum distribution or installments.

The Citizens Bank & Trust Difference

In an ever-changing business and legal environment, your relationship manager and supporting team understand your financial goals and are committed to providing you with the best solutions for your needs. No matter which investment alternative you select, you receive the quality service that has been the standard of Citizens Bank & Trust for more than a century.