Retirement: Individual Investors

Find the retirement plan that meets your investment needs.

Whether you are opening an individual Retirement Account (IRA) making an annual contribution or consolidating retirement accounts into a trust, Citizens Bank & Trust can help you find solutions for handling your retirement investments. By choosing Citizens Bank & Trust as your retirement partner, you have the support of one of the most respected asset managers in the country.

Taking into consideration your investment objectives, we can offer a number of alternatives designed to meet your particular retirement goals.

Rollover Trusts

Investors with substantial IRA accounts at other institutions can consolidate those accounts into a Rollover Trust.

Self-Directed IRA

A Self-Directed IRA is ideal for those individuals comfortable with making their own investment decisions.

Traditional vs. Roth

As you compare your options, keep in mind that although Traditional and Roth IRAs are both tax-deferred, there are significant differences between them.