Financial Planning: Six-Step Process

How we evaluate your goals and build a plan

Financial planning reflects what you want out of life and how you want to be remembered. Our financial planning service integrates all aspects of your financial life and provides you with objective analysis, specific advice, and implementation support to help your reach your goals. To create your plan, we go through a comprehensive six-step process:

1. Set goals

We help you identify both short and long-term goals to be the guideposts for your financial plan.

2. Gather information

We gather data ranging from your assets and liabilities to your company's human resource benefits. We take the time to get to know you and learn about your risk tolerance and lifestyle.

3. Analyze and evaluate your situation

We will show you how your current situation relates to your stated goals.

4. Provide recommendations and alternatives

We will research and consider alternative strategies before recommending a proposed action plan for you. Together, we will discuss and agree upon actions to implement.

5. Implement your plan

Our role is to make sure your action plan is implemented in a timely manner. After your approval, together we will outline a timetable to put it in action.

6. Monitor and evaluate

Your financial statements will be reviewed and updated annually. We will monitor your progress toward your goals throughout the year and generate new ideas as your financial life evolves.

Financial Planning: Comprehensive Financial Planning

You have a broad range of financial issues. We'll give you one plan that meets them all.

Your financial affairs are complex. As one area of your financial situation changes, it directly impacts others. We'll perform a thorough analysis to create your complete picture while supporting your goal. The result, personalized service and a plan tailored to your lifestyle. Some of the areas we may address for your financial plan are as follows:

• Cash/debt management
• Education funding
• Stock option analysis
• Life and disability insurance analysis
• Investment plan review
• Retirement planning
• Estate planning
• Charitable giving