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Loan Services

Loan Services

Loan Programs

At Citizens Bank and Trust we offer a wide range of loan programs designed to fit your needs:

  • Fixed rate Mortgages
  • Adjustable rate Mortgages
  • Construction to Permanent lending
  • Lot Loans
  • Jumbo loans
  • First Time Home Buyers
  • Investment property loans
  • Up to 40 year loans
  • Interest Only loans
  • Financing greater than 100% of purchase price with additional collateral
  • Custom loans from over 200 sources

Contact your residential mortgage lender.


For more information, call or visit your local branch office.