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Loan Services

Loan Services

Contact Our Loan Officers

Citizens Bank and Trust has 12 local branch offices conveniently located throughout Polk County. To speak with a loan officer or for further information, please contact the location nearest you:


THERON STANGRY
Executive Vice President, Chief Commercial Officer

Contact info: 863-676-7631
Theron.Stangry@citizens-bank.com


BRIAN MARBUTT
Vice President, Commercial Lending

Lake Wales & Frostproof
Contact info: 863-676-7631

Brian.Marbutt@citizens-bank.com

 


RAYMOND EPPERSON
1st Vice President, Commercial Lending

Auburndale & Winter Haven
Contact info: 863-291-3319

Raymond.Epperson@citizens-bank.com

 


WAYNE MASSEY
Vice President, Commercial Lending

Lake Wales & Winter Haven
Contact info: 863-676-0988

Wayne.Massey@citizens-bank.com

 


JASON DANIEL
Vice President, Commercial Lending

Bartow & Winter Haven
Contact info: 863-324-4720

Jason.Daniel@citizens-bank.com

 



STEVE BECK
1st Vice President, Commercial Lending

Lakeland

Contact info: 863-686-1346

Steve.Beck@citizens-bank.com

 

  

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For more information, call or visit your local branch office.