At Citizens Bank and Trust, we offer a wide array of loan services for every need. We believe in personalized service by local people you know and trust. All loan decisions are made locally, right here in Polk County so there's no delay.

We are proud to be Your Hometown Bank!

Click here for loan application.
For more information, contact your commercial loan officer.

• Personal Lending
  • Consumer Loans
  • Mortgage Loans
  • Home Equity Loans
  • Contact Our Loan Officers
  • Our Loan Officers
  • Printable Forms
• Business Lending
  • Business Loans
  • Contact Our Loan Officers
  • Business Application Process
  • Printable Forms
• Resources
  • Glossary
  • Frequently Asked Questions
  • Application Process Information
  • Loan Programs
• Calculators
  • Loan Calculator
  • Loan Comparison Calculator
  • Retirement Calculator
  • Mortgage Calculator
  • Savings Calculator
  • Kids Calculator

For more information, call or visit your local branch office.